Description

Irvin Peña – Ultimate Credit Hacks & Financial Literacy Program

Credit Secrets Finally Revealed
In this course, you will learn the ins & outs of the credit world: What banks look at when approving you for credit, build a 750+ credit score, sweep a credit report in under 90 days, what banks don’t tell you, access high credit lines & borrow money from your credit cards and invest it at 0% interest

• How to fully sweep a credit report in under 90 days (remove charge-offs, collections, auto-repossessions, evictions, bankruptcies, late payments, inquiries, etc)
• How to properly build your credit report to virtually guarantee high-limit credit line approvals & never get denied again
• How to hide your credit utilization, so you can borrow money from your credit cards and invest it at 0% interest and never have to make the monthly payment
• All the templates, tools & resources you will ever need are found in here from a pro

Example Curriculum

Introduction

Here’s What You’re Going To Learn(2:20)
What Is Credit?(1:18)
The Perfect Credit Myth. DEBUNKED(4:48)

Phase 1: DIY Credit Repair

Start Here(1:16)
The Big 3(1:37)
E Secondary Reporting Agencles(3:37)
Dispute Process Part 1/1:07)
DIspute Process Part 2(1:31)
DIspute Process Part 3(0:56)
Always Do THIS With Your Letters(1:30)
CFPB Part 1(1:49)
CFPB Part 2(5:56)
FTC(3:11)
The MOST IMPORTANT Freeze(5:45)
The TRUTH About Hard Inquiries(2:32)
E Late Payment Removal…This Works Like Magic(3:36)
Remove Hard Inquiries In 24 Hours(5:05)

Phase 2: Credit Report Structurlng

Structuring Your Credit Correctly(1:07)
The Credit Score Algorithm Explained(3:26)
What good credit looks lIke(4:10)
Credit Stacking(3:39)
3 Important Dates(1:37)

Phase 3: Credlt Types, Fundlng & Monetization Secrets

The 2 Types of Credit(2:23)
E Graduating vs Non-Graduating(3:16)
How To Add Trade-Ins WITHOUT Credit Checks(3:42)
Add This To Your Credit Report(1:02)
Make Money From Your Credit(2:54)

Tools, Resources & Cheat Sheets

Ir’s Secret Lenders List
Opt-Out Cheat Sheet
Dispute Letters & Templates Pt 1
Dispute Letters & Templates Pt 2
24 Hour Hard Inquiry Removal Guide
Credit Limit Increase CHEAT SHEET

Irv Official also known as Irvin Peña is a Business Consultant, Author, & Speaker. Irv has worked with Nationally recognized brands & has been seen on: Complex, Bankrate, OrlandoVoyager Magazine, FoxSoul, T-Mobile, South Florida Business Journal & other companies alike. Irv is known & sought out for his knowledge in business & personal finance. He has also been invited as a guest speaker on multiple sales trainings & podcasts that hosts thousands of listeners world-wide. Apart from hosting the five-star rated podcast The Insight With Irv Show, Irv has built a highly successful Youtube channel along with other social platforms in the Business & Finance space with over 1 Million Followers.

Mainly known for his unique angles on topics & ideas. Irv’s style of speaking along with his writing will open a fresh perspective on the way you view business, relationships, health & money.